Mortgage Field Services

Talk Shows

terry — Thu, 17 Feb 2011 09:42:22 +0000

Cubic Yard hosts a variety of live talk shows that anyone can call in to and participate – or just listen. All of the talk shows are recorded and can be downloaded from the Cubic Yard download page. The talk shows are also available by free subscription as a podcast. All talk shows (podcasts) are available at iTunes.com or by using your computers iTune software program.

A podcast is a digital audio or video file that is episodic; downloadable; program-driven, mainly with a host and/or theme; and convenient, usually via an automated feed with computer software. Cubic Yard hosts talk shows on a variety of Mortgage Field Services topics which can be subscribed to at iTunes:

Subscribe to Sunday Small Talk Podcast at iTunes

Subscribe to QC Talk Podcast at iTunes

.. General Requirements FAQ

terry — Sun, 13 Feb 2011 06:58:49 +0000

HUD regulations do not state the need for a license of any type. The General Requirements portion of the regulations states, under paragraph title: Mortgagee Responsibility: ” A Mortgagee may use any individual or firm to perform preservation and protection services on properties securing FHA-insured mortgages, however, the Mortgagee remains fully responsible to HUD for its actions and the actions of its agents.” This statement in the HUD Regulations is the foundation for all companies placing full responsibility for all field services performed by independent contractors upon the contractors themselves.

As independent contractors, property preservation contractors are assuming total responsibility for their services and will normally need to be licensed by their city, state and county authorities. In some cases, depending on the types of services offered, the contractor may be required by local (state, county and city) to obtain one or more licenses.

It would be impossible to list what licenses may be needed by contractors across the country so each contractor has the responsibility of acquiring and maintaing licensing for their area of operations and services within their area. Although not all property preservation contracting services involve the full scope of responsibilities normally required of other craftsmen and professionals, the mere mention of some preservation duties may result in licensing authorities stating that a license is needed “for that.”

Contractors are encouraged to create a list of potential services that may be performed and notate the craft or trade category normally associated with those services. With this list in hand, discuss potential licensing requirements with legal, insurance and financial counsel before approaching local licensing authorities.

The following list of common construction trades can, in some areas, require licensing or union membership. Again, although property preservation contractors normally do not identify themselves as a craftsperson within a certain trade, depending on the location and circumstances, licensing may be required. This list is not a complete list of all construction trades and is to be used only as an example list from which contractors can start their own list.

Building Construction

Carpentry

Cement Mason

Cladding

Drainage

Electician

Framing

Glazing

Heating, ventilation and Air-conditioning

Iron worker

Laborer

Insulation

Joinery

Masonry

Painting and Decorating

Pipe Fitter

Plastering

Plumbing

Roofing

Steel Worker

Stonemason

Tile Setter

Eastern Kentucky

terry — Mon, 07 Feb 2011 22:24:09 +0000

We are a full service nationwide provider of mortgage field services, working together with major financial institutions and realtors alike to provide the highest quality in REO PPO property preservation and inspection services. Our range of services include occupancy inspections, natural disaster inspections, initial services, minor and major repairs, securing, janitorial services, landscaping services, debris removal, winterizations, evictions, recurring services and complete rehabilitations.

Andrew
714-669-1579