Learn how disaster inspections document visible property condition after storms, tornadoes, hurricanes, floods, fires, or other major events.
A disaster inspection is usually ordered after a major event such as a storm, tornado, hurricane, flood, fire, or other area-wide condition issue.
The mortgage company is not assuming the property is damaged. They are trying to determine whether properties in the affected area appear damaged or undamaged.
Clients may order multiple disaster inspections in the same region, neighborhood, or affected area so they can quickly review the visible condition of properties in their mortgage portfolio.
Disaster inspectors look for visible exterior conditions after a major event.
The inspector should document whether the property appears damaged or undamaged, whether access appears blocked, whether the property appears secure, and whether any visible condition needs follow-up.
Signs of possible damage may include tarps on the roof, fallen trees, broken windows, damaged siding, missing shingles, standing water, or debris placed near the curb such as wet sheetrock, flooring, furniture, or other damaged materials.
Disaster photos help the client quickly understand the visible condition of properties in an affected area.
Clear exterior photos can show whether the property appears damaged, undamaged, secure, accessible, or in need of additional follow-up after the event.
Disaster inspections are usually quick exterior drive-by checks. The inspector is normally not expected to determine occupancy unless the work order specifically asks for it.
Always read the work order carefully before completing the inspection. If the client asks for specific photos, disaster-related comments, damage details, access notes, or follow-up concerns, complete those items exactly as requested.
Some clients may refer to these as FEMA disaster inspections, even though field service inspectors are not FEMA inspectors. Always follow the client’s work order terminology and instructions.
The next lesson will focus on applying for field inspection work and what new inspectors should understand before accepting assignments.
You will learn how training, communication, reliability, photos, and following client instructions all work together in the field service industry.