Property Inspection Basics

Learn the basic purpose of mortgage field services inspections and what inspectors are expected to document.

What Is a Property Inspection?

A property inspection is a visual report that documents the visible status of a property.

It helps clients understand whether the property appears occupied, vacant, secure, damaged, neglected, or in need of follow-up.

What Inspectors Are Looking For

Inspectors are not judging a property. They are documenting visible facts clearly and accurately.

Every client may have different inspection requirements, so always read the order instructions carefully before completing the inspection.

If the instructions ask for specific photos, comments, contact attempts, or condition details, those items must be completed exactly as requested.

Why Photos Matter

Inspection reports depend heavily on clear photos. Photos show the client what the inspector saw at the property.

Good photos help support occupancy results, property condition comments, damages, access issues, and follow-up decisions.

Following Client Instructions

Every client may have different inspection requirements. Always read the order instructions carefully before completing the inspection.

If the instructions ask for specific photos, comments, contact attempts, or condition details, those items must be completed exactly as requested.

Common Inspection Types

Most field service inspections fall into a few basic categories. New inspectors should understand the purpose of each type before accepting work.

The most common inspection types include exterior inspections, interior inspections, occupancy checks, insurance loss inspections, and property condition reports.

What Comes Next

The next lessons will explain the main inspection types in more detail.

You will learn how exterior inspections, occupancy checks, photo requirements, and client instructions fit together in real field service work.